We offer a wine bars insurance package ideally suited to this type of business, not just a basic ‘food and drink’ off the peg policy. Our cover provides protection against loss or damage to equipment and fixtures and fittings, loss of business cash and full public and employers’ liability insurance. Business interruption cover (if you’re unable to trade due to unforeseen events such as fire, flood or theft) is included as is protection against employment and business disputes. You can add optional cover for your business buildings, personal possessions, goods in transit and the loss of your alcohol license.
If you run a wine bar you’ll be only too aware of the importance of insurance cover that not only meets your legal obligations but protects your business against various eventualities. It helps if your policy is specific to your licensed trade business rather than an ‘off the peg’ type, and this is what Broker Power specialises in.
Your wine bar insurance policy is tailored to suit your business, and can be fine-tuned with one or two options to give you the exact levels of cover you require.
The foundation of our wine bars insurance is public and employers’ liability cover. Running a business hosting members of the public means public liability is essential to protect you against claims for injuries sustained through your business activities, and employer’s liability insurance is a legal requirement if your employ people. This is especially true when serving alcohol.
You’ll also be covered against loss of business cash, the loss or damage to stock, equipment and fixtures and fittings. If you have to stop trading due to events such as theft, flood or fire then business interruption cover provides for this. You’re also protected against business and employment disputes.
Optional cover can be specified so you can protect your business buildings, personal possessions, goods in transit and the loss of your alcohol license.
Securing your wine bar insurance is simplicity itself; just answer a few questions and our panel of leading insurers will provide quotes based on your exact needs. If you proceed with an online purchase you’re instantly covered although you’re welcome to call us for advice before going ahead if you wish.