Bespoke bike shop insurance to keep you rolling.

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Our shop insurance package for bike shops delivers tailored cover to meet your public and employer’s liability needs. Read on to learn more about the unique process adopted by Broker Power.

As the owner of a Bike Shop you need an insurance policy that covers you against financial loss if an event affects your business in an adverse way.


By simply answering a small number of questions our insurers need to know the answers to, we will collect this information and check the rates and terms offered by our panel of fully FCA-authorised UK insurers before presenting you with the best deal available.

Public and Employer’s Liability Insurance

At Broker Power, our shop insurance package for bike shops has public liability at its core, covering your business for compensation that you would have to pay as a result of injury or damage caused whilst you go about your trade.

If you employ staff members in your business, employer’s liability insurance is mandatory in the UK and you could be breaking the law should you not provide evidence of the adequate policy you hold. Our package insurance policies for bike shops also provide extra cover as standard, augmenting the policy to better serve the needs of modern business and at the same time ensuring that your equipment, fixtures, stock and business cash will all be covered according to the values at risk.

Optional extras

Business interruption insurance covers your shop if you are unable to trade following an unforeseen event and should you wish to you can elect to insure the building where your business is located, as well as your goods whilst in transit.


After those two core covers our package insurance policies provide additional cover as standard – augmenting the policy to better serve the needs of modern business. So – your equipment, stock, fixtures and fittings and business cash will all be covered according to the values at risk whilst Business Interruption Insurance covers you if you are unable to trade following an unforeseen event. The glass in your shop front is also covered as well as legal expenses following an employment or business dispute.